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Netherlands guide · Money

How much it costs to study in the Netherlands from Nepal

Studying in the Netherlands from Nepal costs about Rs 38 lakh to Rs 62 lakh for the first year. Tuition is about €8,000 to €15,000 at universities of applied sciences and €12,000 to €22,000 at research universities. You must show €1,130.77 a month for living costs, about €13,569 for a year, and your university applies to the IND for your permit. Rent decides the rest: Amsterdam costs far more than Groningen.

Rows of parked bicycles on a canal square in Amsterdam

Written byAnita Bista, Senior counsellorHandles Sweden, Denmark, Norway, the Netherlands, Belgium and Cyprus files.

Checked byRabindra Joshi, Head of complianceChecks every money and visa page against the official source.

Published · 4 min read

The Netherlands cost at a glance

Tuition
€8,000 to €22,000 a year
Funds for the permit
€1,130.77 a month, about €13,569 a year
IND fee
€254, paid through the university
Work in term
16 hours a week, with an employer's work permit
First year
About Rs 38 to 62 lakh

IND funds figure for 1 July to 31 December 2026. At Rs 171.38 per EUR (Nepal Rastra Bank, 18 October 2026).

First-year cost in two Dutch cities

First-year cost of studying in the Netherlands from Nepal
ItemGroningen (applied sciences)Amsterdam (research university)
TuitionAbout €9,000About €17,000
Living costs, 12 monthsAbout €12,300About €18,000
IND fee and application feeAbout €354About €354
Flight, one wayRs 1 to 1.5 lakhRs 1 to 1.5 lakh
First-year totalAbout Rs 38 lakhAbout Rs 62 lakh
At Rs 171.38 per EUR. Living costs at the middle of what our students spend in each city. You still show the full €13,569 for the permit, even where you'll spend less.

Year 2 costs a little less: no IND fee or flight. But the IND funds figure rises twice a year, every January and July.

Tuition fees in the Netherlands for Nepali students

  • Universities of applied sciences (HBO): about €8,000 to €15,000 a year. Practical degrees, and a strong +2 with English is often enough for a bachelor's.
  • Research universities: about €12,000 to €22,000 a year. They usually want more than a +2 for a bachelor's, such as a foundation year or a year of university in Nepal.

Aarav, one of our students in Eindhoven, was refused by a research university on his +2 and admitted to an applied sciences bachelor's in ICT. The Holland Scholarship takes €5,000 off the first year for a small number of non-EU students; Smriti, one of our students in Wageningen, won it on her second essay.

The money you must show for the IND

In the Netherlands your university applies to the IND for your residence permit and entry visa (MVV) for you. It asks you to prove €1,130.77 for each month, usually for 12 months, about €13,569 (figure for 1 July to 31 December 2026).

  • Many universities ask you to pay the living funds to them; they pay it back to you monthly once you arrive
  • Others accept the money in your own account, with a bank statement
  • Tuition is paid separately, before the IND application
  • The €254 IND fee is paid through the university

The money leaves Nepal after your NOC. Check the current amount on the IND's required amounts page, because it changes every January and July.

Cost of living in the Netherlands by city

Monthly living costs for a student in the Netherlands, 2026
CityRent (room)Total a monthIn rupees
Amsterdam€800 to 1,100€1,300 to 1,700Rs 2.23 to 2.91 lakh
Rotterdam and The Hague€650 to 850€1,100 to 1,400Rs 1.89 to 2.4 lakh
Eindhoven and Utrecht€600 to 800€1,000 to 1,300Rs 1.71 to 2.23 lakh
Groningen and Enschede€480 to 650€900 to 1,150Rs 1.54 to 1.97 lakh
What our students typically spend, including food, transport and phone. At Rs 171.38 per EUR.

Find housing before you fly. Every year some students start the semester in hostels. The same course in Groningen instead of Amsterdam saves about Rs 8 lakh to Rs 11 lakh a year in living costs.

What part-time work covers in the Netherlands

You can work 16 hours a week in term, or full-time in June, July and August, not both. Your employer must get a work permit (TWV) for you, which puts some employers off, and if you take a paid job you must take out Dutch basic health insurance.

Sixteen hours a week won't cover rent in a big Dutch city. Plan to live on your funds, not your wages.

The Netherlands against other countries

The Netherlands costs more than Germany, Finland or Belgium, with the widest choice of English-taught degrees in Europe and a 12-month orientation year after graduation to look for work. Belgium's Flemish universities teach many similar master's for about Rs 9 lakh less a year, as Reshma, one of our students in Antwerp, found.

Our cheapest countries guide compares all 10, and the Netherlands page has the full process and every fee.

Questions we get asked about this

How much does it cost to study in the Netherlands from Nepal?

About Rs 38 lakh to Rs 62 lakh for the first year: tuition of €8,000 to €22,000, living costs, the €254 IND fee and your flight. Groningen is at the low end, Amsterdam at the top.

How much bank balance do I need for a Netherlands student visa?

€1,130.77 a month, about €13,569 for 12 months (July to December 2026 figure), often paid to your university, which pays it back monthly once you arrive.

Is the Netherlands cheaper than the UK?

Per year, often yes. But Dutch master's can be 1 or 2 years and the UK's are usually 1, so compare the whole degree.

Can I work while studying in the Netherlands?

Yes, 16 hours a week in term or full-time in June, July and August, with a work permit your employer applies for.

Still unsure?

Plan the Netherlands with housing and funds sorted early

Book your free counselling. We'll understand your goals, then explain every step and every fee, clearly. Not helpful? Walk away anytime, no pressure.

An expert will call you within 2 hours.

  • An honest read of your marks, study gap, English and budget
  • Tuition, IND funds and a 12-month budget in rupees for your programme and city
  • Every fee written down before you pay anything

Prefer to talk now? Call +977 1-5900000 or message us on WhatsApp.

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Book your free counselling

Every step and every fee, explained clearly. Not helpful? Walk away, no pressure.

Why are you going?

An expert will call you within 2 hours.
Office hours: Sunday to Friday, 9:30 am to 6 pm.

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